When it comes to buying a home, there’s one person who’s just about as important as your agent: your lender! Lenders are a wealth of knowledge, so take advantage of that and make sure you ask these six questions. Getting these questions answered will ensure that you get the best mortgage with the best terms possible. Future-you will be super happy that you took the time to get all the details on mortgages while buying your home.
1-What is the best type of loan for me and why?
2- Do I qualify for any special loan programs or discounts?
3- What interest rates can you offer?
4- When can you lock in my rate?
5- What fees will I need to pay you?
6- What will my closing costs be?