Are Home Warranties Worth the Cost?

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kitchenAs a home buyer or home seller, you may have wondered whether a home warranty is worth the cost. Homeowners insurance protects your home against unforeseen accidents or damage.  A home warranty, on the other hand, is a supplement to this insurance. Simply put, a home warranty is a convenience program that covers normal wear and tear on the major electrical and mechanical systems in a home, typically for a one-year period.

A home’s ventilation, heating and air-conditioning, plumbing, water heater and kitchen appliances are typically covered by a home warranty. However, be sure to read the fine print on any home warranty. Be sure to note what exactly is covered and what isn’t.

Another wrinkle with home warranty plans is that they don’t offer quick fixes to any problems that are discovered within the home. Home warranties are not the same as emergency home service contracts, where the homeowner can make a phone call and have the problem diagnosed and fixed within the same day.  Instead, with a home warranty, the homeowner will have to file a claim, and the home warranty company will choose a local service contractor to diagnose the problem for a service fee, which isn’t covered by the warranty.  Then, the claim must be approved by the company.

While a home warranty can be a nice back-up plan, it’s critical that any homeowner identify any necessary repairs during the home inspection period.  The home inspection will typically uncover any major issues with the maintenance of the home, and will set a precedent for regular service of the major mechanical services. For example, some home warranty companies won’t cover an air-conditioner that hasn’t been serviced in a past set number of months. Therefore, having this done during the home inspection negotiation period will help to set up a seamless transition to the home warranty service period. Home warranties in Arizona average around $400-500 depending on the size of the home.

Click here to begin the search for your next home! 

Granite Mountain Ranch Open House Sun 8/25/19 from 1-4pm

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We will be holding Open Houses this weekend on Sunday 8/25/19 from 1-4pm both days in North Scottsdale Granite Mountain Ranch neighborhood at 14119 E Milton Ct, Scottsdale, AZ 85262. Call us at 480-754-9477 or 480-754-9077 if you would like more information. This gorgeous, remodeled one level home has 4 bedrooms, 2.5 baths, a heated pool & spa, amazing mountain views, and an oversized 3 car garage, all on more than 2 acres. We hope to see you there.

If you would like to see homes in other Scottsdale neighborhoods such as Grayhawk, McDowell Mountain Ranch, DC Ranch, Gainey Ranch, McCormick Ranch, Desert Mountain, Troon, Sonoran Hills, Desert Ridge, Terravita, etc, let us know. We will send you listings for homes in your area of interest, and schedule showings for access to any homes that you would like to see

Buying and Selling Simultaneously

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house keyBuying and selling homes simultaneously can can feel overwhelming, it can also raise many questions, especially regarding timing. When should you list the home you’re selling? At what point should you begin looking for a new home? What happens if you get an offer on the home you’re selling before closing on your new place?

The key to combining your buying and selling processes is timing. Taking the time up front to consider your options and make educated timing decisions will increase the chances that you’ll get to seamlessly move from the old home into the new space.

So, how do you make those smart timing decisions?

Find an Expert. A good real estate agent is a knowledgeable and reliable expert on buying and selling homes simultaneously. The agent researches and understands current trends which will help you time your transition to the new house while also getting the most money from the house you’re selling.

Know the Market. A real estate agent is also a great resource to educate you on your local market. The agent uses current market data, the condition of your home, neighborhood comparable homes and other factors to determine a realistic selling price for your listing.

Understand your Finances. As you look at your options, know where you stand financially, how much equity you have in your current home, and how much money you can reasonably use toward the down payment of a new house. Homeowners who have enough equity to sell their existing home and can come up with a down payment for another one are going to have an easier time buying and selling at the same time. Know that there are many options for those homeowners in all financial categories. Understanding your finances will help when you discuss this process with your agent.

Make Quick Fixes. Price and home condition are the two most important factors that effect the sale of your home. As explored specifically in previous posts, investing money up front to update the yard, repaint the walls or make other small fixes has been proven to significantly increase the likelihood that your home will sell more quickly.
Start Shopping for the New Home. If you and your agent agree that listing your home is a good decision for you, it’s time to begin your home search process. If possible, start looking at homes before you put yours on the market so that you have an idea to the timeframe it could take to find the new place based on your search criteria.

When You’re Ready, List Your Home. Putting the home on the market is a careful process that depends largely on how fast you think you will be able to find and close on your new home. The previous step, shopping for the new home, will help make that decision. Keep in mind, if you put the home on the market and the right buyer puts in an offer more quickly than you anticipated, there are contingencies you can add to the contract to give you more time to find your new home.

Buying and selling homes simultaneously has its challenges, but we have the experience and knowledge to make it happen for you. Call us to learn more! Chris 480-754-9077 & Cheryl 480-754-9477

5 Packing Tips for Your Move

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moving dayYou sold your house-congrats! Now you must tackle the daunting task of moving! Use these helpful tips to pack up and move with ease:

1-Have a place in your home that is designated “packing central”.  All your moving information and needs like labels, box tape, markers etc. should always be kept in the same location so you know that is where everything is during the moving process.

2-Make a list. If you write things down you won’t forget things. For example, you may want to make a packing list. For every box you pack you will have the box numbered with the contents listed clearly on the box.  This will help not only you, but the movers as well. If items are clearly labeled “kitchen” then the movers won’t put that box in a bedroom.

3-Or instead of numbering the boxes, you can color coordinate your boxes. For example, anything with yellow on the box is for the kitchen and red marked boxes are for the master bedroom. You can then place a color sticker on the doorway at the new home that matches the ones on your boxes so the movers will know where each box is to go.

4-Wardrobe boxes are very handy. They can take all the items from your closet and transport them easily to your new home without worrying about being all creased when you get there. You can also fill the bottom of these boxes with shoes and purses and then cover the clothing with dry cleaning bags to keep from getting dirty.

5-Give yourself plenty of time to pack.  Do a little bit at a time and you won’t feel so overwhelmed and stressed out that it needs to get done quickly.  This is also a good time to clean out your closets and cabinets of items you no longer need or want.  You can make a big trip to a local Goodwill or other charity in your area that can use your household items or clothes.

Moving is a hassle and no one really enjoys it, but with any luck you are moving into the home of your dreams and this will be the last move you make for a long time!

Rattlesnake Safety

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snakeDid you know there are 13 different types of rattlesnakes slithering throughout Arizona? April through October, rattlesnakes can be found anywhere from hiking trails to city streets, so it’s important for everyone to know what to do when crossing paths with a snake.

While snakes aren’t looking to cause trouble, people still must use extreme caution when they come across a rattlesnake. A snakebite has enough venom to cause serious injury or even death. Most snakebite victims have to spend at least two to three days in a hospital and spend weeks rehabilitating the area around the bite in order to regain full range of motion and muscle functionality.

Valley fire departments offer these tips for making your property less hospitable to snakes:
-Eliminate rodents (a snake’s preferred food) from around your home.
-Remove wood piles and junk from your yard to eliminate potential homes for snakes and their prey.
-Walls deter snakes from entering your yard. Solid walls 4 feet high with a four-inch lip angling outward will discourage most snakes. Sink the bottom of the wall well into the ground.
-Install gates snugly against the ground.
-Keep walkways clear of brush.
-Light pathways around your home.

Tips to keep safe when rattlesnake activity is at its peak:
-Stay on the trails. Rattlesnakes are more likely to be found in places with better opportunity to hunt, hide, and stay out of trouble.
-Be aware of your surroundings. Watch your step. Texting while walking has resulted in at least one bite that we know of, and head phones will keep the natural warning system from working.
-If you have a dog, keep it on a leash. Have the dog vaccinated for rattlesnake bites, and have it trained if it’s available in your area.
-If you encounter a snake, take a step (or two or three!) back. Snakes can only strike at a distance of one-third of their full body length, thus a three-foot snake has an effective strike range of 12 inches. The average human stride is 36 inches, so a step back will quickly put you out of harms way. If those seem to be obvious, it’s because they absolutely are. Rattlesnakes are simply not a threat to those who don’t go looking for it. Staying safe is just a matter of knowing better, and if you didn’t before, now you do.

For more information or to speak to a snakebite expert, call the Arizona Poison and Drug Information Center’s free, 24-hour hotline at 1-800-222-1222.