Epoxy Flooring – Is it Worth it?

One of the many upgrades or updates that is important when you list your home for sale is whether the garage has epoxy flooring.  Many buyers find this feature to be a definite plus when they are looking for homes.  This is due to its durability, its ease of maintenance and for its good looks.  But, as a homeowner, should you bother to have it installed if it’s good for resale?

Sibbach Scottsdale home photoThere is no right answer to this question.  If you are planning on staying in your home for a while, and you think it will improve the quality of your day-to-day life, by all means, pull the trigger.  If you want to boost the value of your home, be sure to consult with me or another agent to make sure it makes financial sense to your bottom line.

Epoxy floors have come a long way, just in the past few years.  There are even more color options, as well as different types of special effects such as metallic and 3-D effects.  Epoxy flooring isn’t limited to garages, as even screened porches, laundry rooms or hallways can be quickly updated with a coating of epoxy.  Epoxy is installed over concrete, and results in a protective surface that is impervious to stains and moisture.

If your home is being built, definitely ask your new home builder to install it before you move in.  Otherwise, there are dozens of after-market installers in the Valley of the Sun.  If you consider yourself to be the handy type, consider installing it yourself to save money.  Whichever way you go if it’s not a new build, doing the prep work yourself will save costs.  The concrete slab needs to be prepared before the epoxy is applied: grinding or acid-washing the slab are two common ways of insuring the concrete is clean and free of contaminants.  Making sure the concrete is bone-dry is the very last step before install.

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Sonoran Hills Open Houses Saturday 1/28/17 and Sunday 1/29/17 from 1-4 pm in North Scottsdale

We will be holding Open Houses this weekend on Saturday 1/28/17 and Sunday 1/29/17 from 1-4 pm both days in North Scottsdale’s Sonoran Hills neighborhood at 7949 E VIA DE LUNA DR, Scottsdale, AZ 85255. Call us at 480-754-9477 or 480-754-9077 if you would like more information. This gorgeous home has been completely updated. We hope to see you there.

Also, if you would like to see homes in other Scottsdale neighborhoods such as Grayhawk, McDowell Mountain Ranch, DC Ranch, Gainey Ranch, McCormick Ranch, Desert Mountain, Troon, Sonoran Hills, Desert Ridge, Terravita, etc, please let us know. We can send you listings for homes in your area of interest, preview homes for you and schedule showings for you to see any homes that you would like to see.

Is an FHA Loan Right for You?

scottsdale home photoFHA loans are mortgage loans that are part of a government loan program run by the Federal Housing Administration, which is part of HUD (the U.S. Department of Housing and Urban Development).  The FHA has been regulating and insuring mortgage loans since 1934.  Originally conceived as a program to assist low-income Americans with buying homes during the Great Depression, today the FHA is the single largest insurer of residential mortgage loans.

First-time and younger homebuyers are some of the biggest beneficiaries of FHA loans given the maximum loan limit imposed by the HUD/FHA program.  This limit does vary by state.  In Arizona, and Maricopa County specifically, the maximum FHA loan amount is currently $279,450 for 2017.  The FHA loan permits homebuyers to obtain a mortgage up to this amount with only a 3.5 percent down payment of the purchase price (compared to the standard 5 percent with a conventional loan).

Other beneficiaries of FHA loans are those with lower credit scores.  Potential homeowners with credit scores ranging from 580 to 600 may be eligible for FHA loans.  The FHA guidelines are also much more lenient with potential homeowners as the FHA permits monetary gifts from family members as well as local down-payment assistance programs and state grants.  Moreover, FHA loans permit non-traditional credit references such as insurance, utility or rent payments if you haven’t yet established solid credit.

If you’ve experienced a short-sale, bankruptcy or foreclosure, you may be able to purchase your next home much sooner under the FHA loan guidelines.   These guidelines do also include requirements such mortgage insurance premiums (which increase the overall cost of the loan as they are financed into the loan amount).  Moreover, monthly mortgage insurance is permanently added onto the life of the loan, versus a conventional loan which will curtail the insurance once 78% of the loan payment is reached.  Finally, FHA loans may only be used to purchase single-family homes and townhomes, and not condominiums (unless the condo community is FHA-approved).

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DC Ranch Open House Sunday 1/22/17 from 1-4 pm in North Scottsdale

We will be holding an Open House this weekend on Sunday 1/22/17 from 1-4 pm in North Scottsdale’s DC Ranch neighborhood at 9330 E VIA DE VAQUERO DR, Scottsdale, AZ 85255. Call us at 480-754-9477 or 480-754-9077 if you would like more information. This gorgeous home has been completely updated. We hope to see you there.

Also, if you would like to see homes in other Scottsdale neighborhoods such as Grayhawk, McDowell Mountain Ranch, DC Ranch, Gainey Ranch, McCormick Ranch, Desert Mountain, Troon, Sonoran Hills, Desert Ridge, Terravita, etc, please let us know. We can send you listings for homes in your area of interest, preview homes for you and schedule showings for you to see any homes that you would like to see.

Citrus Trees in the Desert

Most citrus trees do very well in the desert landscape and environment here in metropolitan Phoenix, and will often yield sufficient fruit for you, as well as all of your neighbors.  However, some varieties of citrus grow better than others given the hot summers here in the Valley of the Sun.

lemon tree photoDifferent types of citrus trees grow at different rates, and sweeter fruit grow slower than less sweet fruit.  Which is why you’ll often see an overabundance of lemons.   Valencia oranges and Arizona Sweets are more hardy than navel or blood orange trees.  Most citrus trees need to be five to six years old before they start producing a generous crop of fruit.

The care and maintenance of citrus trees isn’t complicated, but is very important.  First, citrus trees really aren’t trees, but are bushes that are trimmed to look like trees.  If they are left to their own devices, they grow big and bushy, and will produce more and better quality fruit.  But for aesthetic reasons, citrus trees are pruned to look like trees.  Another interesting fact about citrus trees in Arizona is that because they are pruned and their trunks are exposed, they are at risk for sunburn.  Therefore, the trunks of citrus trees in Arizona are often painted white for protection against sun damage (which cuts off the flow of nutrients and water to the tree).  There’s a fact with which you can impress out-of-state visitors!

The feeding and watering of citrus trees is critical to producing a higher yield of fruit.  A high-nitrogen fertilizer three times a year plus generous watering throughout the year are requirements or citrus trees.  Citrus trees require several hundred gallons of water about twice a week in the summer months.  If you are interested in conserving water, a dwarf citrus tree or a smaller container citrus tree will be perfect for your needs.

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Birthday Party Spots

There are literally dozens and dozens of fun locations where you can host your child’s next birthday.  Thinking outside of the box means lots of fun for the birthday guest of honor and all of their guests:

  1. Phoenix Zoo – Let your birthday kiddo be wild at the Phoenix Zoo with one of their hosted birthday party packages for ages 1-12.  The packages include admission for up to 10 kids and 12 adults, printable invitations, a reserved party ramada with party host, plus party favor bags, ice cream, lemonade and a T-shirt for all guests.  Admission to Stingray Bay or a carousel ride is included with the package.  Several add-ons include pizza and private animal presentations.
  2. Castles n’ Coasters – This outdoor amusement park is located near Metrocenter Mall off I-17 and Dunlap Avenue.  With a 10-guest minimum, and only 24-hours minimum notice, your birthday boy or girl can enjoy 18 holes of miniature golf and all-day unlimited rides (bumper boats, roller coasters, log ride, ropes course and go-kart racing) with their party guests, with some of the various packages offered.  All packages include a party room with soft drinks, pizza and ice cream.
  3. Sea Life Arizona Aquarium – Is your birthday child a fan of sea life?  Then this place is a perfect fit with its 161,000-gallon aquarium complete with underwater tunnel.  Birthday packages for ages 4-12 include a host, decorated party room, all-day admission for 15-20 guests plus goody bags.  The birthday gift for the birthday child is included thanks to the included annual pass!  Deluxe add-ons include supervised crafts, party games and a mermaid or pirate party host.
  4. AZ Air Time photoAZ Airtime – A surefire party pleaser is this indoor trampoline park, which features an extra-large free jump space, trampoline basketball, two trampoline dodgeball courts and a giant foam pit, all for jumpers 7 and up.  For jumpers 6 and younger, there’s a separate jump area with a 1,500-square foot trampoline as well as two bounce houses with slides.  Birthday packages include the use of a party room or reserved party tables, as well as jump time and a party host. Some add-ons include pizza, unlimited soft drinks, decorations and extra jump time.
  5. Childsplay – For a truly unique birthday party experience while supporting the local theatre, consider the Childsplay birthday experience.  This birthday party experience offers discounted seating for parties of 10 or more to a chosen play.  A VIP button for the birthday child, birthday sign and happy birthday wishes from the stage are also included.  Add ons include a backstage tour as well as themed toys and books.

DC Ranch Open Houses Saturday 1/7/17 & Sunday 1/8/17 from 1-4 pm in North Scottsdale

We will be holding Open Houses this weekend on Saturday 1/7/17 and Sunday 1/8/17 from 1-4 pm both days in North Scottsdale’s DC Ranch neighborhood at 9330 E VIA DE VAQUERO DR, Scottsdale, AZ 85255. Call us at 480-754-9477 or 480-754-9077 if you would like more information. This gorgeous home has been completely updated. We hope to see you there.

Also, if you would like to see homes in other Scottsdale neighborhoods such as Grayhawk, McDowell Mountain Ranch, DC Ranch, Gainey Ranch, McCormick Ranch, Desert Mountain, Troon, Sonoran Hills, Desert Ridge, Terravita, etc, please let us know. We can send you listings for homes in your area of interest, preview homes for you and schedule showings for you to see any homes that you would like to see.